Disclaimer: This mortgage calculator is provided for illustrative purposes only and does not constitute financial advice. The estimated monthly payments shown are approximations based on the inputs provided and standard assumptions for property taxes (1.2% annually), homeowner's insurance ($100/month), and PMI (0.5% annually for down payments under 20%). Actual rates, terms, and payments may vary significantly based on your credit score, lender requirements, loan type, property location, and other factors. This calculator does not include HOA fees, closing costs, or other potential expenses. Please consult with a licensed mortgage professional for accurate quotes and personalized advice. Fab Living Realty is not a lender and does not provide mortgage or financial services.