First-Time Home Buyer Workshop
Everything you need to know about buying your first home in Rhode Island. Join our free monthly webinar and get expert guidance.
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First-Time Buyer Resources
Everything you need to know about buying your first home
One of the biggest misconceptions about buying a home is that you need a 20% down payment. In reality, there are many programs that allow you to buy with as little as 0-3.5% down.
Rhode Island Housing
Up to $15,000 in down payment assistance for eligible buyers
Eligibility: First-time buyers, income limits apply
FHA Loans
As low as 3.5% down payment with flexible credit requirements
Eligibility: All buyers, minimum 580 credit score
VA Loans
Zero down payment for eligible veterans and service members
Eligibility: Veterans, active duty, eligible surviving spouses
USDA Loans
Zero down payment for homes in eligible rural areas
Eligibility: Income limits, location requirements
Ready to Start Your Home Search?
Let us guide you through every step of the process. Our team specializes in helping first-time buyers find their perfect home.