Free Educational Workshop

First-Time Home Buyer Workshop

Everything you need to know about buying your first home, from credit prep through closing day. Free to watch on demand — about 19 minutes.

19 min, on demand
Live Q&A in chat

First-Time Buyer Resources

Everything you need to know about buying your first home

One of the biggest misconceptions about buying a home is that you need a 20% down payment. In reality, there are many programs that allow you to buy with as little as 0-3.5% down.

Rhode Island Housing

Up to $15,000 in down payment assistance for eligible buyers

Eligibility: First-time buyers, income limits apply

Learn More →

FHA Loans

As low as 3.5% down payment with flexible credit requirements

Eligibility: All buyers, minimum 580 credit score

VA Loans

Zero down payment for eligible veterans and service members

Eligibility: Veterans, active duty, eligible surviving spouses

USDA Loans

Zero down payment for homes in eligible rural areas

Eligibility: Income limits, location requirements

Ready to Start Your Home Search?

Watch the free workshop first to get the full picture, then connect with an agent when you’re ready to look.