First-Time Home Buyer Workshop
Everything you need to know about buying your first home, from credit prep through closing day. Free to watch on demand — about 19 minutes.
First-Time Buyer Resources
Everything you need to know about buying your first home
One of the biggest misconceptions about buying a home is that you need a 20% down payment. In reality, there are many programs that allow you to buy with as little as 0-3.5% down.
Rhode Island Housing
Up to $15,000 in down payment assistance for eligible buyers
Eligibility: First-time buyers, income limits apply
FHA Loans
As low as 3.5% down payment with flexible credit requirements
Eligibility: All buyers, minimum 580 credit score
VA Loans
Zero down payment for eligible veterans and service members
Eligibility: Veterans, active duty, eligible surviving spouses
USDA Loans
Zero down payment for homes in eligible rural areas
Eligibility: Income limits, location requirements
Ready to Start Your Home Search?
Watch the free workshop first to get the full picture, then connect with an agent when you’re ready to look.