Buyer's Guide
Your complete roadmap to buying a home in Rhode Island
The Home Buying Process
01
Get Pre-Approved
Before you start looking, get pre-approved for a mortgage. This shows sellers you're serious and helps you know your budget.
02
Find Your Agent
Work with a knowledgeable local agent who understands the Rhode Island market and can guide you through the process.
03
Search for Homes
Browse listings, attend open houses, and schedule private showings for homes that match your criteria.
04
Make an Offer
Found the one? We'll help you craft a competitive offer and negotiate the best terms.
05
Due Diligence
Complete inspections, appraisal, and finalize your mortgage. We'll coordinate everything.
06
Close & Get Keys
Sign the paperwork, get your keys, and move into your new home!
Tips for First-Time Buyers
- Save for a down payment (typically 3-20% of purchase price)
- Check your credit score and address any issues
- Make a list of must-haves vs. nice-to-haves
- Research neighborhoods and school districts
- Factor in closing costs (2-5% of loan amount)
- Don't make major purchases during the process
Ready to Start Your Search?
Browse available homes or connect with one of our expert agents.